Janet M. Bonnefin

Janet Bonnefin is a principal of Aldrich Bonnefin & Moore, PLC. She has been with the firm since its inception in 1985, specializing in mortgage and consumer lending and regulation, compliance management, fair lending and the Community Reinvestment Act (CRA). Janet manages the Bankers’ Compliance Group®, an innovative legal service the firm provides to California banks, thrifts and credit unions, and serves as the editor of all BCG publications. BCG is currently celebrating its 30th Anniversary.

Prior to joining Aldrich Bonnefin & Moore Janet was a staff attorney (1982-1984) and law clerk (1980-1982) with (the late, great) Security Pacific National Bank in Los Angeles.

Janet advises clients on a variety of regulatory compliance matters, including the development of documentation and disclosures for consumer loan programs such as mortgage loans, home equity loans and home equity lines of credit, adjustable rate mortgages, credit cards and overdraft lines of credit. In addition, she advises clients in connection with compliance, fair lending and CRA examinations.

Janet attended California State University at Long Beach, graduating in 1979 with a B.A. in political science and then obtained her Juris Doctorate at Loyola Law School, Los Angeles in 1982.

The California Bankers Association (CBA) awarded Janet its Robert Frandzel Award in 2004 for "superior and noteworthy" legal assistance by an outside counsel to the California banking industry.

As a regular speaker for BCG, Janet teaches on a variety of topics, including compliance management, mortgage and consumer lending and regulatory compliance, fair lending and CRA. She also speaks on these topics for CBA at their Bank Counsel Seminar and Regulatory Compliance Conference.

Janet is also an instructor for the American Bankers Association National Compliance School, lecturing on the Equal Credit Opportunity Act and the Fair Credit Reporting Act.

Janet is a member of the Business Law Section of the California State Bar, Orange County Bar Association and CBA Regulatory Compliance Committee.

In her free time, Janet enjoys traveling, reading, wine tasting and Sudoku (not necessarily in that order!).